AYE เค†เคฏ
ML Incentive Calculator
Mortgage Loan
Select Role 0%
Step 1
๐Ÿ‘ค Choose Your Mortgage Loan Role
Select your designation below to load the appropriate incentive plan rules from the posters.
Step 2 of 3
Poster 1: CSM Plan
๐ŸŽฏ Enter Monthly Target & Disbursements
Enter target in Lakhs, and the actual disbursed amount split by periods to calculate multipliers.
Monthly Target Amount (Lakhs)
Lakhs (e.g. 30 = 30,00,000)
Disbursement Till 10th (Lakhs)
Lakhs (Earns 1.25x Multiplier)
Disbursement 11th to 20th (Lakhs)
Lakhs (Earns 1.00x Multiplier)
Disbursement 21st to month end (Lakhs)
Lakhs (Earns 0.75x Multiplier)
Step 3 of 3
Poster 1: CSM Plan
๐Ÿ”€ Select ML Non-OD to X Flow count
Based on flows from Non-OD to X bucket during the first 12 EMIs. Deductions apply for cases that flow.
Non-OD to X Flow Cases
Step 2 of 4
Poster 4: BSM Plan
๐ŸŽฏ Enter Target & Disbursements
Target in Lakhs, split disbursements to apply BSM period multipliers.
Monthly Target Amount (Lakhs)
Lakhs (e.g. 40 = 40,00,000)
Disbursement Till 10th (Lakhs)
Lakhs (Earns 1.25x Multiplier)
Disbursement 11th to 20th (Lakhs)
Lakhs (Earns 1.00x Multiplier)
Disbursement 21st to month end (Lakhs)
Lakhs (Earns 0.75x Multiplier)
Step 3 of 4
Poster 4: BSM Plan
๐Ÿ„ Cattle Business & Flow Penalty
Enter the % of cattle & other industry business, and the Non-OD flow count.
Cattle & Other Industry %
% of total business (<30% grants 1.1x bonus!)
ML Non-OD to X Flow Cases
Step 4 of 4
Poster 4: BSM Plan
๐Ÿƒ Past 6 Calendar Months ML-Producer Exit
Exits by ML-Producers reporting to you affects total incentive.
ML-Producer Exit Count
Step 2 of 3
Poster 3: ML Producer
โšก Total ML Disbursement Amount
Enter your total monthly disbursement in Lakhs. Slab incentive is incremental above 3 Lakhs.
Total Disbursement (Lakhs)
Lakhs (e.g. 27 = 27,00,000)
Step 3 of 3
Poster 3: ML Producer
โš™๏ธ Flow and Transfer Option
Deduction based on cases rolled into X bucket (12 EMIs considered) and transfer status bonus.
ML Non-OD to X Flow Cases
Are you in your first 3 months of transfer to ML Centralized/Decentralized team?
Step 2 of 3
Poster 2: Soft Collector
๐Ÿ”„ Select Non-OD to X Flow count
Your collection rates per case depend on the number of Non-OD to X flows occurring in your collection bucket during the month.
Non-OD to X Flow Cases
Step 3 of 3
Poster 2: Soft Collector
๐Ÿ“Š Enter Cases Collected Per Period
Input cases collected during each period (1-15, 16-25, 26-end) per starting bucket. Do NOT double-count.
1. Non-OD bucket cases
Collected Till 15th
Collected 16th โ€“ 25th
Collected 26th โ€“ Month End
2. X DPD bucket cases
Collected Till 15th
Collected 16th โ€“ 25th
Collected 26th โ€“ Month End
3. 30 DPD bucket cases
Collected Till 15th
Collected 16th โ€“ 25th
Collected 26th โ€“ Month End
4. 60 DPD bucket cases
Collected Till 15th
Collected 16th โ€“ 25th
Collected 26th โ€“ Month End
5. 90+ DPD bucket cases
Collected Till 15th
Collected 16th โ€“ 25th
Collected 26th โ€“ Month End
๐ŸŽ‰ Your Estimated Incentive This Month
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๐Ÿ“Š How it's calculated
* Note: The calculations above are an estimate based on the values you provided. Final payouts are subject to official verification.